Alternatives

The Best Splitwise Alternative in 2026 (8 Real Options Ranked)

If you are on iPhone and tired of ads, paywalled receipt scanning, and a UI that has not changed since 2015, Supasplit is the top Splitwise alternative in 2026. It covers the same core splitting, currencies, and debt simplification, then adds AI line-item receipt scanning, voice expense entry, themes, and widgets with no ads on the free tier. If your group spans iOS and Android or needs web, stay on Splitwise or look at Tricount.

Why people look for Splitwise alternatives

·Ads on the free tier keep getting more aggressive and interrupt quick splits
·Receipt scanning is paywalled, OCR-based, and only captures the total (no line items)
·The interface feels dated next to modern iOS apps, visually unchanged for years
·No AI or voice expense entry, so every split is still typed manually
·Automatic currency conversion is locked behind Splitwise Pro
·Zero personalization: no themes, custom icons, or home-screen widget

Supasplit

Our pick

Supasplit is the modern iOS-native bill-splitting app built for people who want splitting to feel as polished as the apps they already use every day. AI-powered receipt scanning, voice expense entry, 120+ currencies on every tier, 20 themes, a home screen widget, and no ads, anywhere.

✓Have friends who all use iPhone

✓Scan restaurant receipts often and want AI to do the line-item math

✓Hate ads in apps you use every day

✓Want voice expense entry for quick adds on the go

✓Care about how apps look and feel (themes, widgets, custom icons)

✓Want multi-currency with real-time auto-conversion on the free tier

Get Supasplit free Supasplit vs Splitwise deep-dive

Supasplit vs Splitwise, at a glance

Same checklist, honest scoring.

Feature

Supasplit

Splitwise

AI receipt scanner

Supasplit

YesAI-powered, extracts line items, tax, and tip automatically. 1/month free, unlimited on Plus.

Splitwise

Pro onlyOCR-based scanner (extracts total only, not line items) behind the Pro paywall.

Voice expense entry

Supasplit

YesDescribe an expense in natural language; the app parses amount, friends, and split method.

Splitwise

NoNo voice or natural-language expense entry.

Split methods (equal / shares / % / exact)

Supasplit

YesEqual, by shares, by percentage, or exact amounts.

Splitwise

YesEqual, unequal, percentage, shares, and adjustments.

Multi-currency support

Supasplit

120+ currenciesEvery currency Supasplit supports works on free and Plus.

Splitwise

YesSupports most major currencies.

Real-time currency conversion

Supasplit

YesReal-time rates, no extra fee.

Splitwise

Pro onlyFree tier records amounts in each currency but doesn't auto-convert.

Groups

Supasplit

YesUp to 3 on Free, unlimited on Plus.

Splitwise

YesUnlimited groups on both free and Pro.

Friend balances

Supasplit

YesTrack balances per friend outside of groups too.

Splitwise

Yes1:1 balances available outside of groups too.

Smart payment reminders

Supasplit

YesAutomatic friendly nudges with adjustable frequency; stops when settled.

Splitwise

BasicManual reminders via email or the app; no AI-driven nudges.

Recurring expenses

Supasplit

Coming soonOn the Plus roadmap.

Splitwise

Pro onlySet up repeating bills like rent; Pro tier.

Debt simplification

Supasplit

Yes

Splitwise

YesWell-regarded algorithm; the category standard.

Works offline

Supasplit

YesFull offline support with sync when reconnected.

Splitwise

YesWorks offline on mobile; syncs when online.

Themes

Supasplit

20Plus only.

Splitwise

Custom app icons

Supasplit

6Plus only.

Splitwise

Home screen widgets

Supasplit

YesiOS home-screen widget; Plus only.

Splitwise

NoNo iOS or Android home-screen widget.

Ads on free tier

Supasplit

NoNo ads on any tier.

Splitwise

YesBanner and interstitial ads on the free tier.

Data export

Supasplit

Coming soon

Splitwise

YesCSV export available.

iOS app

Supasplit

YesNative iOS app (currently in TestFlight beta).

Splitwise

Yes

Android app

Supasplit

Coming soon

Splitwise

Yes

Web app

Supasplit

Coming soon

Splitwise

YesFull-featured web app at splitwise.com.

Other alternatives worth knowing

If Supasplit isn't right for you, these are the other honest options.

Tricount

Free-forever core splitting with strong EU reach and a cleaner feel than Splitwise, but no AI receipt scanning.

iOSAndroidWeb

Supasplit vs Tricount

Settle Up

Minimalist cross-platform splitter beloved for simplicity, though it skips AI and feels bare for power users.

iOSAndroidWeb

Supasplit vs Settle Up

Splittr

Lightweight iOS-first option for casual trips, but thinner on groups and long-running ledgers.

iOS

Supasplit vs Splittr

Kittysplit

No-signup web splitter that is great for one-off events and trips with non-app people.

Web

Supasplit vs Kittysplit

Revolut

Built-in group splits and instant settlement if your friends already bank with Revolut, otherwise overkill.

iOSAndroidWeb

Supasplit vs Revolut

How to switch from Splitwise to Supasplit

Supasplit doesn't currently offer automatic import from Splitwise, but most groups switch fresh: settle up outstanding balances in Splitwise, then start new groups in Supasplit. For long-running roommate situations, you can take a CSV export from Splitwise as a historical archive and start your ongoing ledger in Supasplit from a clean slate. Many users run both in parallel for a few weeks while testing.

Frequently asked questions

What is the best free alternative to Splitwise?

For iPhone groups, Supasplit. The free tier has no ads, unlimited groups, multi-currency with real-time conversion, and AI receipt scanning with a monthly quota. For mixed iOS and Android groups on a strict zero-budget, Tricount is the best free-forever pick.

Does Supasplit work on Android?

Not yet. Supasplit is iOS-only in TestFlight beta in 2026, with Android and web on the roadmap. If your group includes Android users today, Splitwise or Tricount are the right picks. Everyone else who is fully on iPhone gets the upgrade.

How does Supasplit compare to Splitwise Pro?

Splitwise Pro is $3/month or $30/year. Supasplit Plus is $3.99/month or $49.99/year. Prices are close, but the free tiers are not: Supasplit free has no ads and includes auto currency conversion and AI receipt scanning quota, all of which are Pro-only on Splitwise.

Can I migrate my data from Splitwise to Supasplit?

Not automatically right now. The clean move is to settle open balances in Splitwise, export CSV for your records, then start fresh groups in Supasplit. Most users run both in parallel for a few weeks before switching fully.

Which is the best Splitwise alternative for roommates?

If your whole household is on iPhone, Supasplit wins on everyday feel: widgets for balance peeks, AI receipt scanning for grocery runs, smart reminders, and no ads. If any roommate is on Android or you want a laptop view for monthly reviews, Splitwise or Tricount is still the right pick.

Which is the best Splitwise alternative for travel?

Supasplit if your crew is on iPhone: 120+ currencies with live conversion on the free tier, AI line-item receipt scanning for big group dinners, and voice expense entry while you are actually at the bar. For mixed-device travel groups, Tricount is the best free pick with solid multi-currency support.